Of course Cheap Greedy Williams Jersey , these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation.
* Create your 2004 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.
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* Set up an appointment with your tax professional early so you get the appointment of your choice. This also gives you a deadline to get your information ready! If you're self-employed, the next quarterly estimated tax payment will be due on January 15.
* Review last year's investments especially in your 401(k), IRA's etc. Find out what financial planning resources your company or 401(k) plan administrator offers and set up an appointment to talk to them. For non-company portfolios, talk to your investment advisor. You have until April 15 to make contributions to IRA type accounts (check with your tax preparer for eligibility).
* What about Quicken or Microsoft Money? If you don't use software to balance your checkbook Browns Jerseys For Sale , pay your bills and keep track of your savings and investments, this is a great time of the year to get started. My personal favorite is Quicken and for small businesses, you might consider Quicken Home and Business. If you are a small business with Payroll needs, check out QuickBooks.
* Medical Insurance reimbursements. If you haven't submitted all your medical bills to your insurance provider Cheap Cleveland Browns Jerseys , now is the time to do so.
* Will and Estate Planning. No one likes to think about dying, but the best thing you can do for your family is to make sure they are taken care of by creating a will and making sure you have adequate life insurance. Think how easily you'll sleep knowing you have provided for your family even if you are no longer there.
* Speaking of insurance. If you haven't reviewed your health or home and auto policies in the last couple of years you might find you can save money andor have better coverage. For example, if you still have a $250 deductible (which was my first deductible in 1979!), you will probably save by increasing it to $500 or $1000. Try to set aside some of your savings for deductibles in case you need them.
* Create your own Anti-Emergency Fund! We all know those car and home repairs Cheap Browns Jerseys , school fees, medical expenses and vacations are going to happen. Why not determine how much you'll need and save 112 of it each month? To read more go to: > * Holiday Bonus or Money Gifts If you received a financial gift this holiday season, hold on to it for at least 30 days while you decide what you really want to spend it on. All too often financial windfalls are spent before they even arrive. Consider dividing it into thirds: 13 to the past, 13 to the present and 13 to the future. Past might include paying down debt Cheap Christian Kirksey Jersey , present could be something you need or want now and future could be retirement, college savings, or a special vacation
* Financial Goals for next year. Think about where you want to be next year at this time financially. If you want to save $1000, put aside $2.74 each day and you'll be there! Break down your financial goals into monthly Cheap Joel Bitonio Jersey , weekly and daily amounts and watch how quickly your savings will grow. Read more about it at: > Happy New Year!!!!!
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About the author: Cindy Morus ( ) is a Certified Financial Recovery Counselor specializing in showing women and their families how to achieve financial well-being and peace of mind. She is also a Certified Credit Report Reviewer. Contact her at 541-387-2995 or cindy@ Get a free copy of the "Secrets to lowering your Credit Card Interest Rates" e-book when you sign up for the "Women's Financial Freedom Monthly" newsletter at .
Article Marketing: 7 Tips for an Effective Resource Box Marketing Articles | February 8, 2010 Why would you pass up the opportunity to reap the full rewards of article marketing by just slapping together any old resource box (author bio) at the last minute? Your resource box is the one place where you can try to lure readers to your website. By taking some extra effort on the front end, you will be rewarded later on. This article teaches 7 tips for crafting an effective resource box.
When you're writing articles for article marketing, the temptation can be to focus all of your creative energy on the article itself and then just slap together a makeshift resource box at the last minute.
Remember--the resource box is every bit as important as the article Cheap Derrick Kindred Jersey , so you should also focus your attention in that area. The article is where you "give" (to the reader), and the resource box is where you get to "take" (in the way of encouraging the reader to go to your website), so why would you pass up the opportunity to reap the full rewards of article marketing?
I see loads of resource boxes every day, and some are definitely better than others. I want to help you get the most benefit from your articles as possible Cheap Joe Schobert Jersey , so I've put together a list of tips that cover the most common areas of confusion with resource boxes.
These 10 tips will help you avoid the most common resource box slip-ups:
Tip #1: Resist the urge to just put a link in the resource box with nothing else. Every resource box should include your author name, a short bio (why should the reader regard you as an expert in your topic?), and incentive to click through to your website and a link to your website.
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